Tax Planning with
The Navin Group

What is Tax Planning?

Tax planning is a type of service provided by financial experts or firms to help you create the ideal tax situation before you begin the process of preparing your taxes. Many people will seek out tax planning services in order to understand the various ways one can optimize their tax consequences, usually based on a client’s specific future goals and plans.

The professional financial tax specialists at The Navin Group provide excellent tax planning services. We use multiple techniques to go above and beyond tax-loss harvesting for your managed portfolio, all throughout different times throughout the year to help you improve your after-tax returns.

We also hone in on personalized strategies. No two managed portfolios are the same, so why should a tax planning plan be used universally? It’s simply not a smart solution. The team at The Navin Group will objectively look at your unique financial situations, as well as your specific investment needs and preferences, to provide the best tax plan possible.

We also strive to be proactive in our approach to reviewing your holdings. Our talented portfolio manages will look at your specific portfolio and look for opportunities to reduce the overall tax impact on your investments.

Ready to learn more about what The Navin Group can do for your tax health? Call in and schedule a meeting with one of our professional tax experts today!

What is Tax Preparing?

Tax preparation is a type of service provided by financial experts or firms in order to assist you with filing tax returns. The goal of tax preparation is to ensure that your tax reports properly align with both federal and state requirements.

Tax preparers will sometimes provide some guidance in the form of tax planning, or they will answer specific tax planning questions you may have. However, it’s still important to seek out an established tax planner or financial consultant for this particular aspect of doing taxes.

Tax Planning with The Navin Group

The Navin Group provides excellent tax planning services to ensure the process of tax preparation is as smooth and accurate as possible with the best possible outcomes.

We’re tax-smart, and want to help you become tax-smart as well! We’ll typically use five different investment techniques to ensure your managed portfolio is being properly taken advantage of throughout the year.

Investing in municipal bonds

We’ll look at different bond funds and financial factors for your account and select the right ones that will generate tax-exempt interest.

Tax-loss harvesting

Many financial or investment firms out there will wait until the very end of the year to find tax-loss harvesting opportunities. The Navin Group keeps an eye on such opportunities year-round to ensure that you’ll be able to offset realized gains that may be in your account at different times throughout the year.

Transition management

We’ll look into various ways to integrate your specific eligible holdings into your managed account, rather than simply selling your previous or existing investment to create a clean slate. In many scenarios, a clean slate isn’t really necessary. This process can significantly reduce tax consequences when building your investment strategy.

Managing capital gains

During the process of selling investments through your managed account, we will also usually look to sell investments that you’ve held for longer, first. This allows us to really take advantage of low long-term tax rates for capital gains, which can be valuable in the long-run for your financial security.

Managing distributions

Tax planning involves a lot more than just advisement. We’ll also work to manage your particular income exposure that is distributed by mutual funds you’ve invested in. This process is valuable because it tracks your capital gains and securities that are held by those dividends or interest sources.

Get in touch with us to speak with a passionate representative and learn about what services The Navin Group can provide for your particular tax situation.

What is the Difference Between Tax Planning and Preparing?

Tax planning is the process of getting your financial standing and investments in the best possible order before you prepare and file your taxes. Typically, tax planning is done to ensure that the filer will save the most amount of money when tax season arrives. This is especially valuable for those planning or retirement or who are working on their retirement plan.

Tax preparation, on the other hand, is the process of preparing all of the necessary documents to file for one’s tax refund. Tax preparation will ensure one’s tax documents are accurate and that all of the necessary information to avoid an audit goes into the return.

Typically, tax planning occurs year-round, while tax preparation is usually a one-time service that is provided shortly before taxes are due. The Navin Group provides a wide range of tax planning services.

Properly Planning for Taxes During Retirement is Vital

Tax planning may seem like a luxury that not everyone needs. However, if you are planning on retirement in the near or far future, tax planning is absolutely vital.

Tax planning for retirement will involve a number of different practices, from building an income plan to establishing a wealth management strategy. The Navin Group provides tax planning and strategies for fewer tax liabilities as part of a comprehensive retirement plan. Some of the tax planning services we offer include:

  • IRA and retirement account planning.
  • An overall assessment of your taxable holdings.
  • Building strategies to include tax-free or deferred cash in your particular retirement plan.
  • Building strategies to determine which tax category you should draw your income from in order to reduce tax burdens.
  • Discussing different ways to leverage money to leave your beneficiaries tax-free money.


Let’s connect! The Navin Group boasts a large team of talented financial specialists who are passionate about tax planning, and we can’t wait to help you on your own journey to a successful, happy, care-free, and financially stable retirement!

Ready to take
The Next Step?


For more information about any of the products and services we provide, schedule a meeting today or register to attend a seminar.


Or give us a call at 615.656.3170